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We’ve all heard cautionary tales of new homeowners who have ended up “ house poor .” Yes, their homes may be gorgeous and enviable, but that asset is all they have. But in reality, they’re struggling to afford their homes and live their lives comfortably. And, if there’s one thing you don’t want to do as a buyer, it’s to find yourself in a similar position. Here are the steps you can take during your home search to ensure you find a home that works with your wallet and keeps you comfortably in your budget: 1. Shop below your maximum pre-approval amount Once you go through the process of getting pre-approved , you’ll receive a letter that states how much money the lender is willing to loan you. Many buyers, especially those who haven’t bought before, make the mistake of shopping for homes up to that amount. In reality, this figure is not a suggested price range. It’s the absolute maximum you’re allowed to borrow. You don’t have to spend that much, and in fact,

It's the best time to shop for Christmas gifts and stock on wardrobe essentials. So Single's Day sales have come to an end and now we're just a week away from the original crazy-sale day which is Black Friday. And if you've still got some dollar to spend on, it's time to ready those cash and credit card again as most online shops will be putting almost all major deals and millions of products will be heavily discounted. If you prefer online shopping as much as we do and place importance on family outfit and gifts that will benefit you too, you'll appreciate this awesome #blackfriday deals with  Popreal.com.  This Hongkong-based online fashion website offers a cool, chic and fashionable Newborn Baby, Toddlers and Kid's clothing and accessories. And some moms and mom-to-be essentials like intimates and sleepwear, jackets, dresses, tops, and bottoms. And while we love a classic trip to the mall and be reminded how festive this time of the year i